As kids we never have limitations to our dreams and ambitions but as we get older things change.  Life has challenges and roadblocks that seem to get in the way, and the next thing we know we are older a little wiser but not able to dream like we did when we were kids.  The reason I bring this up is this was me I can still remember my dreams of owning my own business and being financially free but life had me going down a different road compared to my dreams till I took action.  Action was one of the biggest reasons I never became financially free I always had something more important to do and if only I had taken the time 30 years ago I would have been financially free years ago.

Frugal Wizard is about those dreams, goals and ambitions.  Those dreams, goals, and ambitions we all have of being free financially and being our own boss.  This website is different from every other website you have read because This Site gives you direction and the road map to the steps to follow that will bring back those dreams, goals, and ambitions you had.  It will give you hope and show you there is a light at the end of the tunnel.

Suppose you won this weeks lottery and after taxes, you won 10 million dollars,  what would you do?  Buy a new house?  Would it have a pool?  How many spaces would it have in the garage for your new vehicles?  Where would this new house be located?

If not a new house maybe you want a new vehicle.  Would it be a car or truck?  F150, Dodge Ram, Chevy Silverado, Corvette, and what color?  Do you think you would travel and where if you had the money and time freedom to do it?

Clothes how would you dress differently?  Would you dress in the latest fashion have those new shoes?

Would you eat differently?  Go out to eat more often?  Eat Healthier?

Now my main question for you did you think about the words financial independence?  What are you going to do to preserve the money?  How the heck will you invest all that money?  Will you start your own business like a franchise?  Maybe start your own small business?

Now after you think through the list let me ask you a question.  Is it shorter than when you were a kid?  In High school or College do you think your list would have been longer basically a “pie in the sky” list?

The thing as we get older our dreams get smaller and guess what if you’re like me my dream list had been shrinking for years.

People who, a few years ago desired to sail their own yacht from port to port now have a speed or row-boat on their local lake.  People who desired to dress to the T now shop the bargain bin hoping their size is there.  The dream car enthusiast now drives a Mustang or a Camaro instead of the real dream car they wanted.  How about that dream home, how big was the bathroom in it compared to your current situation?

Now instead of a shrinking dream circle what if I tell you your original dreams as a kid are possible.  Would you participate or are you going to sit on the sidelines and watch your life pass you by?  It’s really simple, how much do you desire to increase your income which will re-inflate your dream circle?  Will you give up watching TV, reading fiction books, partying and other time wasters?  Did you know you don’t have to give them up indefinitely?  You will only have to give them up completely till you get that train moving in the right direction and then once you see the glory most likely you will become addicted to the prosperity you won’t want to go back.

What are you willing to do to increase your income and bring your dreams back?  Please think seriously about this question because it is not a one-week commitment, it is a financial lifestyle change!

Frugal Wizard is not about any of these it is about the best way to become rich.  No matter if your currently in debt or already on your way to being financially free Frugal Wizard is here to help.  We, of course, can’t guarantee you will get rich but what we will do is show you how to put the odds in your favor.  If you’re not happy with the current situation and want to change then this the place to be.  This website will show you the steps and actions to take.  Some actions will be more successful for some people compared to others.  Just like high-risk investments are not suitable for everyone.  I will show you how to be more risk tolerable and what I do to up my percent returns on my money.

The best way to become rich is getting rich slowly.  There is no quick way it won’t happen over night it might take years but the one thing I do know is if you start today you will be one step closer to your dreams of being financially free.  Just think back and some of us have more years to think back than others.  If I had not bought this and that but would have taken the money and invested it how would my life be now?  Now the point of this website is not to have you thinking back 10 years (2025) from now if only I would have started back in 2015 but I hope to get you started today down the road to financial freedom.  The best way to get rich is by taking action today to eliminate debt, build financial safety and then invest invest and invest more till it hurts.  Because the power and leverage comes when you have money making money to make more money this is called compounding interest.  Compounding interest is where the magic starts and when you start to see the power of it affecting your own accounts you will catch the saving bug.

Step one: Earn more than you spend – this may seem simple but a lot of people including myself in the past have looked past opportunities to increase their income.

Step two: Watch what you spend – Debt is a 4 letter word that in very rare circumstances ever be used.  Yes, I know people can borrow money to create more leverage and get rich faster.  It is also a way to set yourself back many years.  This site is about getting rich the right way not the lucky way.

Step Three: Save and invest – pretty simple but the problem is most of us don’t save early enough to let the magic power of compound interest go to work for us.

It really is that simple and it is definitely the best way to get rich.  Now all 3 steps will have various parts we will go in greater detail about.  Earning we will show you some ways of making money from home, spending we will show you how to lower your monthly bills and saving we will show you how we invest to get the most return.

Rich and financial freedom will have different meanings for different people.  Some people might view being rich as having money to buy those exotic cars, exotic vacations, and mansions but for some of the rest of us it means owning everything free and clear and knowing if we lose our jobs or other means of income we have plenty to live life on.  Depending on which one your after will make a big difference in how long it will take you to reach this goal.  Of course, if you’re after the exotic cars, houses and vacations then it will take you longer to become financially free then someone wanting to know they have everything currently taken care of.

One thing I do want to point out I am NOT a licensed investment adviser of any kind and I advise you to seek the advice of a qualified representative.  You must do your own DD (Due Diligence) when it comes to investing.  Everybody is different and what fits one person’s investment style might not be the best investment style for another person.  Your money is your decision and the information provided on here is for general information purposes only!  I advise not to rely on the information you find on here to base your decisions but to use this site as a starting point to do your own in-depth research.  I can’t guarantee the accuracy or completeness of information on this site.  In fact, I don’t know of any website that will guarantee any of the information found on a site.  Please do read the terms and conditions and realize you use this website at your own risk.

With all that discussed I hope you will still continue to the path of getting rich and being financially free.  I always love input but please be respectable when commenting or your post may be deleted and be truthful when presenting information in your comments.